力维吼Now, affordable housing is driving home loan growth
如今，经济适用房推动房贷增加
MUMBAI: After years of selling pricey luxury homes that boasted amenities like signature golf courses and jacuzzis, builders finally seem to be moving toward modest apartments to suit middle-class pockets.
A clear indicator of this is the sharp uptick in home loans driven by sales of houses costing below Rs 30 lakh.
数年来，在大力推销号称拥有高尔夫球场和极可意浴缸等设施的豪宅后，开发商似乎要转向适合中产阶级群体的普通房子。
一个明确的迹象是，价格低于300万卢比房子房贷的急剧上升。
The cue for builders to change tack came from this year’s Budget, which offered tempting tax and interest concessions for the affordable housing segment.
This year, almost half of all bank credit comprised loans to housing, given the almost non-existent corporate loan demand.
今年，银行信贷几乎一半是房贷。
“What is driving this growth is not high-value property but affordable homes, considering that the corporation’s average loan size is Rs 25.6 lakh. This is the first time in several quarters that HDFC’s average loan size has dropped from Rs 26 lakh,” he said.
从房贷平均值为256万卢比来看，推动房贷上升的不是豪宅，而是经济适用房。
